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All of us need a hassle-free approach to buy things without cash in hand. Gone are those days when you had to put an abrupt end to your impulsive buying owing to lack of cash in hand. Today, Credit Cards have replaced cash. And what more, you don’t even have to pay upfront for your purchases as they let you shop on credit. The bank offers you a credit limit on your card. You have to pay back the money utilized by you at a later stipulated date. Using Credit Cards also help you build your credit score which can be helpful when you wish to apply for a loan in the future.

When there are a plenty of options available in the market to choose from, getting the right SBI Credit Card can be confusing. State Bank of India (SBI) offers a host of options to choose from with attractive benefits and offers.

Here are some of the most popular types of Credit Cards offered by SBI:

Lifestyle Credit Cards

Card Name Benefits Fees
SBI Card ELITE
  • E-gift voucher worth Rs. 5,000 as welcome gift
  • Free movie tickets every year worth Rs. 6,000
  • Earn up to 50,000 reward points worth Rs. 12,500 every year
  • Win complimentary membership of Priority Pass Program
  • Get a complimentary visits to international airport lounges each year
  • Get 2 reward points on spending each Rs. 100
 Joining Fee: Rs. 4,999

Renewal Fee: Rs. 4,999
Doctor’s SBI Card ( in association with Indian Medical Association or IMA)
  • Professional Indemnity Insurance Cover worth Rs. 10 Lakhs
  • E-gift voucher of Yatra.com worth Rs. 1,500 as welcome gift

·         Earn 5x reward points on all medical supplies, international spends, and travel bookings

·         5x reward points on all your sends made on Doctors’ Day (i.e. 1st July)

·         E-gift voucher worth Rs. 5,000 on annual spends of Rs. 5 Lakhs from Bata/ Yatra.com/Shoppers Stop

·         Renewal fee waiver on making annual spends worth Rs. 2 Lakhs

·         Complimentary Priority Pass Program membership

·         Get 4 complimentary visits each year to the lunges of International Airports and 8 Domestic Airport Lounges visits in India

·         1% waiver of fuel surcharge at petrol pumps across India

 Joining Fee: Rs. 1,499

Renewal Fee: Rs. 1,499

Rewards Credit Cards

Card Name Benefits Fees
SBI Card PRIME
  • Welcome e-gift voucher worth Rs 3,000 from Hush Puppies, Bata Marks & Spencer, Pantaloons, Yatra.com, or Shoppers Stop

·         Earn 20 reward points on spending every Rs. 100 on standing instructions of the payments of utility bills

·         Earn 15 reward points on spending every Rs. 100 on Big Basket, Reliance Trends, Reliance Fresh, Reliance Footprint, Reliance Smart, and Sahakari Bhandar stores

·         Earn 10 reward points on spending every Rs. 100 on Dining, Movies, Groceries, and Departmental stores

  • Get e-voucher of Pizza Hut worth Rs. 1,000 on spending Rs. 50,000 each quarter
  • Renewal fee waiver on spending Rs. 3 Lakhs annually
  • E-gift voucher of Rs. 7,000 from Pantaloons or Yatra.com on spending Rs. 5 Lakhs annually
  • Earn 1,500 reward points on your first hotel stay and additional Rs. 1,000 credit on extending hotel night stay
  • Complimentary membership to Club Vistara Silver
  • Get 1 complimentary voucher to get access to lounge and 1 upgrade voucher
  • 4 complimentary international lounge visits in a year
  • 8 complimentary domestic visits in a year to domestic VISA or Mastercard lounges in India
 Joining Fee: Rs. 2,999

Renewal Fee: Rs. 2,999
Apollo SBI Card ·         500 reward points worth Rs. 500 on payment of joining fee

·         Complimentary membership to Apollo Silver Tier

·         Up to 10% instant discount at partner Apollo services

·         3x Reward Points for every Rs. 100 spent on Apollo services

·         Get annual fee waived off on spending Rs. 90,000 or above annually.

·         Enjoy 1% fuel surcharge waiver across all Indian petrol pumps

 Joining Fee: Rs. 499

Renewal Fee: Rs. 499
Tata Platinum Card
  • E-gift voucher of Rs. 3,000 from Yatra/Hush Puppies/ Bata/Marks & Spencer/Westside
  • Get 2% cashback on spending at Croma
  • Value back of up to 5% on spending at Tata outlets
  • 3x reward points on spending at departmental and grocery stores, dining, and international spends
  • Earn 1 reward point on spent of per Rs. 100 on other retail outlets
  • 1 Empower Point means Re. 1
 Joining Fee: Rs. 2,999

Renewal Fee: Rs. 2,999

 

Shopping Credit Cards

Card Name Benefits Fees
SimplyCLICK SBI Card
  • Gift voucher on joining worth Rs. 500 to shop on Amazon
  • 5x reward points on online spending
  • 10x reward points on online purchases at exclusive partners
  • E-voucher worth Rs. 2,000 on annual online spending worth Rs.1 Lakh and Rs.2 Lakhs each
 Joining Fee: Rs. 499

Renewal Fee: Rs. 499
SimplySave SBI Card ·         2,000 bonus reward points on spending Rs. 2,000

·         10 reward points for every Rs. 100 spent on dining, movies, departmental and grocery stores

·         Waiver of annual fee on spending Rs. 1,00,000 and above annually

 Joining Fee: Rs. 499

Renewal Fee: Rs. 499
SBI Card Unnati
  • Free for the first 4 years
  • Earn 1 reward point on spending every Rs. 100
  • Rs. 500 cashback on annual spending of Rs. 50,000
  • Fuel surcharge waiver of 1% across all petrol pumps
 Free for first 4 years
Central SBI Select+ Card
  • E-gifts voucher of Central worth Rs. 3,000
  • Complimentary m-coupons valued at Rs. 500 each for the first 3 months.
  • 20 Select Points on spending every Rs. 100 at Central stores
  • 10 Select Points on spending every Rs. 100 on movies and dining
  • 2 Select Points on spending every Rs. 100 on other retail buys (non-fuel)
 Joining Fee: Rs. 2,999

Renewal Fee: Rs. 2,999
STYLEUP Contactless Credit Card
  • Flat 10% discount every year on shopping for apparel, accessories, footwear, backpacks, and school bags through FBB, Food Bazaar, and Big Bazaar outlets
  • Earn 1 reward point on spending every Rs. 100 on all retail purchases (except fuel)
  • Earn 10x reward points on shopping from Big Bazaar, FBB & restaurants
  • FBB voucher of Rs. 500 as welcome gift
  • 2,000 reward points every year as anniversary gift

 

 Joining Fee: Rs. 499

Renewal Fee: Rs. 499

 

Travel and Fuel Credit Cards

Card Name Benefits Fees
BPCL SBI CARD
  • 2,000 bonus reward points worth Rs. 500 on card activation
  • 13x reward points on spending on fuel at BPCL petrol pumps
  • 1% fuel surcharge waiver
  • 5x reward points on spending every Rs. 100 at groceries, movies, dining, and departmental stores and on standing instructions of payments of utility bills.
  • 1 reward point on spending every Rs. 100 for non-fuel purchases
 Joining Fee: Rs. 499

Renewal Fee: Rs. 499
Yatra SBI Card ·         Rs. 8,250 worth gift vouchers of Yatra.com on joining

  • Rs. 1,000 off on booking domestic flights (on transaction of Rs. 5,000 or above).
  • Rs. 4,000 off on booking international flights (on transaction of Rs. 40,000 or above).
  • 20% off on booking any domestic hotel (on transaction of Rs. 2,000 or above).
 Joining Fee: Rs. 499 + taxes

Renewal Fee: Rs. 499 + taxes
IRCTC SBI Card
  • Upto 10% value back reward points for booking railway tickets through IRCTC
  • Earn 1 reward point on spending every Rs. 125 on all non-fuel retail purchases as well as railway ticket purchases through IRCTC
  • Get 350 bonus reward points on card activation
  • Book railway ticket on irctc.co.in and get a 1.8% waiver on transaction charges
  • Get 1% fuel surcharge waiver at all Indian petrol pumps

 

 Joining Fee: Rs. 500

Renewal Fee: Rs. 300

With its wide range of Credit Card Offers for varied needs, SBI is one of the Best Credit Cards providers in India.