Hassle Times are Gone

medical insurance

If you’re looking for a trouble-free medical insurance plan in Hong Kong, then Cigna Health First Choice Medical Plan is the right answer and solution for you. In this article, we will look at how this medical plan saves you from the hassle at different times that you suddenly and unexpectedly need to be hospitalized.

As a client who is trying to look for consolation through a trouble-free medical insurance plan in Hong Kong, Cigna Health First Choice Medical Plan can be the highest standards you can set. They can cover, not only the expenses you have accumulated over the duration of your hospitalization, but also cover certain common expenses such as pre-admission as well as post-hospitalization treatment, cancer, dialysis treatment, and more.These can enhance your chances for a speedy recovery. Now this kind of treatment and benefits sound hard on the wallet, right?

medical insurance

Well, through the cashless hospitalization system that any Hong Kong network hospital offers, you are sure to get the hospital admittance that you need. How does this seemingly impossible and new-to-the-ears system calledcashless hospitalization even work? Well, in cashless hospitalization, Cigna HealthFirst Choice Medical Plan will be the one to settle the payment directly with the hospital in Hong Kong on your behalf so that through this, it can save you from the hassle of paying a deposit as well as making a claim.

This goes to show how a modern and beneficial simplified application process can save you from the hassles that you and your family might encounter in processing your insurance and health plan. You’re now probably giddy to ask what does this cashless hospitalization even cover and offer, right? In cashless hospitalization, a cancer treatment, as well as dialysis benefit, are being offered at up to HKD160,000. It also covers certain tests such as Magnetic Resonance Imaging (MRI), Computed Tomography (CT) Scan, as well as Positron Emission Tomography (PET) Scan, which are all carried out in a clinic.

Another benefit this kind of hospitalization offers is that you even have the option to extend your coverage up to HKD1 million through the help of CignaHealthFirst Choice Medical Plan with a few more dollars per day. So, with all these benefits in mind, all you have to do is fill up a form to arrange a pre-approval in advance. In addition to this, you need to answer a few and simple health questions to enroll in the plan that you have chosen.

Now let us dive further into the different benefits that you will receive once you have been enrolled in the plan you have chosen. Some hospitals and surgical benefits that you or your family may receiver are room and board benefits that can be up to a total of HKD 3, 200 per day, with a maximum number of 270 days per year. There will also be no annual limit before one hitsthe age of 65. Moreover, you know whatthe best benefits of it all are to make sure you get a trouble-free medical insurance plan in Hong Kong.

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